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UCO Bank

UCO Udyog Bandhu

Bank UCO Bank
Scheme UCO Udyog Bandhu
Description Credit limit is to be extended to enterprises engaged in the manufacture, production, processing or preservation of goods and service related economic activities.
Eligibility Technically qualified, promising and well trained/experienced person/ persons having entrepreneurial ability including green horn entrepreneurs, running manufacturing and service enterprise under Micro & Small Enterprise as per the definition of MSMED Act 2006.
Rate of Interest & Repayment
Upto Rs.10.00 Lakh UCO Float Rate+ 0.55% ( UCO Float Rate as applicable from time to time)
Above Rs. 10 Lakh and upto Rs. 1 crore UCO Float Rate+ 1.55% (UCO Float Rate as applicable from time to time)
Above Rs. 1.00 crore As per internal rating applicable for MSME loan accounts.

For women entrepreneurs, the applicable interest rate will be 0.50% less than effective rate of interest.


Collateral ·        Hypo of primary security. No collateral/Third party guarantee upto Rs 2.00 Crore but CGTMSE Mandatory. Above 2.00 Crore: Collateral to the extent of 50% of the limit.

Hybrid security product of CGTMSE will be offered for limit upto Rs. 2.00 Crore.

Composite /loan Limit Rs 1 lacs to Rs 7.50 Crore based on eligibility
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