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Punjab and Sind Bank

PSB Scheme for Eating-Joints

Bank Punjab and Sind Bank
Scheme PSB Scheme for Eating-Joints
Description Term Loan or overdraft
Eligibility Individuals/ partnership firms/ corporate
Rate of Interest & Repayment Rate of Interest

As applicable to MSE units

  • Primary – Hypothecation of the assets financed by the Bank.
  • Collateral- Personal guarantees of proprietors/partners/promoters, Extension of charge over current assets, Fixed assets and other existing collateral if any, Additional tangible security such as immovable property, bank deposits, etc.
Composite /loan Limit ·        Term Loan: Depending upon project cost subject to a maximum of Rs.1 crore

·        OD : Rs 5 lac

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