| Bank | Punjab National Bank |
| Scheme | PNB E-GODAM |
| Description | Financing against electronic Negotiable Warehouse Receipts issued by Repositories (approved by WDRA) for stocks / goods stored in WDRA accredited warehouses, to source MSME / Agriculture business. |
| Eligibility | Farmers, Traders, Processors, Arthiyas, Exporters/ Importers who Are Original Depositors Covering only Non Perishable Agricultural Commodities. |
| Rate of Interest & Repayment | As per Credit Risk Rating.
Repayment – Maximum 12 Months |
| Collateral | Primary : Pledge of e-NWR duly endorsed in favor of bank issued by Repository for stocks / goods kept in WDRA accredited godowns by Farmers /Traders / Processors etc.
Collateral : Waived. |
| Composite /loan Limit | For Individual: Rs. 50,000/- to 50 Lakh.
For Sole Proprietorship concern: Rs. 50,000/- to 25 Crore. For others: Need based. |
| Margin | Minimum 25% |
| Detail Link | View Link |
- हरियाणा सरकारGOVERNMENT OF HARYANA
- सूक्ष्म, लघु एवं मध्यम उद्यम निदेशालय Directorate of Micro, Small & Medium Enterprises
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