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Punjab and Sind Bank

Laghu Udhyami Credit Card (LUCC) Scheme

Bank Punjab and Sind Bank
Scheme Laghu Udhyami Credit Card (LUCC) Scheme
Description To meet the credit requirement of small business units, retail traders, artisans, village industries, small scale industrial units and tiny units, professionals and self employed persons, etc.
Eligibility All existing customers of the above categories who are dealing with the bank for the last 3 years satisfactorily and enjoying loan are eligible.
Rate of Interest & Repayment Rate of Interest

As applicable to MSME.

  • Primary Security: Hypothecation of stock.
  • Collateral Security: The existing securities may be retained while converting the account to LUCC account.
Composite /loan Limit  
Margin 25%
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