Bank | Central Bank of India |
Scheme | CENT – DOCTOR |
Description | · Purchase of equipment, setting up of Clinic, X-ray Lab, Pathological Laboratory, Nursing Home, Poly Clinics etc., Clinic-cum-Residence, expansion/renovation/modernization of existing premises.
· Purchase of Vehicles, Ambulance, and Computer etc. for medical practitioner. · Working Capital requirement including stock of medicine/disposables
|
Eligibility | · Individuals/Partnership/Companies/Trusts.
· Applicants/Promoters should have recognized qualification in any branch of medical science like MBBS/BAMS/BDS/BHMS or any recognized degree in Physiotherapy/ Radiology etc. and should have minimum practical experience required to establish Hospital/Nursing Home/Clinic. · In case Individual, he/she should be a qualified and registered medical practitioner and should have minimum practical experience required to establish Hospital/Nursing Home/Clinic. · Partnership: Out of total partners at least 50% should be qualified and registered medical practitioners. · Company: At least 50% of the promoter/directors should be qualified and registered medical practitioners · Trusts: Trusts should be registered and having power to borrow. At least one of the trustees should be qualified medical professional and Registered Medical Practitioner.
|
Rate of Interest & Repayment | |
Collateral | No guarantee /collateral for loans up to Rs.100.00 lakh, which are to be covered under CGTMSE Guarantee only. For loans above Rs.100.00 lakh, collateral up to at Least 50% of the loan amount to be taken. |
Composite /loan Limit | Minimum – Rs.100,000/- Maximum- Maximum: Rs.5,00,00,000/- Rural / Semi-Urban areas -Max . Rs 50.00 lakh Working Capital limit of up to Rs. 5 lakh may be considered, if required within overall limit of Rs.50.00 lakh Urban / Metro Areas – Max . Rs.500.00 lakh Working Capital Limit of up to Rs.10 lakh may be considered, if required, within the overall limit of Rs.500.00 lakh. |
Margin | 25% against the construction of Nursing Home / Clinic. 15% against equipment. |
Detail Link | View Link |