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Central Bank

CENT – DOCTOR

Bank Central Bank of India
Scheme CENT – DOCTOR
Description ·     Purchase of equipment, setting up of Clinic, X-ray Lab, Pathological Laboratory, Nursing Home, Poly Clinics etc., Clinic-cum-Residence, expansion/renovation/modernization of existing premises.

·     Purchase of Vehicles, Ambulance, and Computer etc. for medical practitioner.

·     Working Capital requirement including stock of medicine/disposables

 

Eligibility ·     Individuals/Partnership/Companies/Trusts.

·     Applicants/Promoters should have recognized qualification in any branch of medical science like MBBS/BAMS/BDS/BHMS or any recognized degree in Physiotherapy/ Radiology etc. and should have minimum practical experience required to establish Hospital/Nursing Home/Clinic.

·     In case Individual, he/she should be a qualified and registered medical practitioner and should have minimum practical experience required to establish Hospital/Nursing Home/Clinic.

·     Partnership: Out of total partners at least 50% should be qualified and registered medical practitioners.

·     Company: At least 50% of the promoter/directors should be qualified and registered medical practitioners

·     Trusts: Trusts should be registered and having power to borrow. At least one of the trustees should be qualified medical professional and Registered Medical Practitioner.

 

Rate of Interest & Repayment  
Collateral  No guarantee /collateral for loans up to Rs.100.00 lakh,
which are to be covered under CGTMSE Guarantee only.
For loans above Rs.100.00 lakh, collateral up to at
Least 50% of the loan amount to be taken.
Composite /loan Limit Minimum – Rs.100,000/-
Maximum- Maximum: Rs.5,00,00,000/-
Rural / Semi-Urban areas -Max . Rs 50.00 lakh
Working Capital limit of up to Rs. 5 lakh may be considered, if required within overall limit of Rs.50.00 lakh
Urban / Metro Areas – Max . Rs.500.00 lakh
Working Capital Limit of up to Rs.10 lakh may be considered, if required, within the overall limit of Rs.500.00 lakh.
Margin 25% against the construction of Nursing Home / Clinic.
15% against equipment.
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