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Bank of Baroda Schemes

Baroda SME Loan Pack

Bank Bank of Baroda
Scheme Baroda SME Loan Pack
Description To provide hassle free credit for working capital (fund based and non-fund based) as also long term requirements, taking into account nature of business, cyclical trends, cash flow projections, peak time requirements and any eventuality of unforeseen spurt in the business.
Eligibility All Enterprises, i.e. Micro, Small & Medium Enterprises, as defined under MSMED Act, 2006, and other entities with annual sales turnover up to Rs. 150/- crores exclusively banking with our bank/new borrowers desirous of having sole banking arrangement with our bank.
Rate of Interest & Repayment
Composite /loan Limit Composite Limit-4.5 times of borrower tangible net worth as per last audited Balance Sheet, or, Rs. 5.00 Crores, whichever is lower.
Margin 25%
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